If your car isn’t recovered, then it may take a little longer. This usually depends on the time it takes the police to recover the car, as well as the waiting period as defined by your insurer.
Choosing to insure for market value or a lower agreed value, which will reduce the amount your insurer has to pay-out should your car be written-off. Choosing a higher excess, which means you’re taking on a larger part of the risk from your insurer. COMPARE INSURANCE RATES DRIVERS
Fewer drivers means less risk of a claim for your insurer
Limiting the number of drivers nominated on your policy, especially if they’re under 25. Some insurers may offer lower premiums for drivers who don’t use their car frequently For example, catching public transport to work. This may reduce the risk of theft and damage claims Buying a car fitted with an immobiliser or a security alarm, or having them installed. Parking your car in secure parking (such as in lock-up garage) if possible, to reduce the risk of theft, vandalism, flood or storm damage claims. While insurers calculate premiums differently, there are a number of things you can do which may reduce the cost of your car insurance premiums. Optional roadside assistance bundled with comprehensive cover from iSelect’s car insurance providers could include: battery assistance, tyre changes, towing, key rescue, emergency fuel, and more, depending on the provider and policy. With roadside assistance you’ll never have to fear being stranded if your car breaks down. With this optional extra, you can choose to pay more on your policy premiums, and reduce the amount of excess you’d have to pay in the event that your windscreen needs repair or replacement. Typically, an insurer will charge you an excess to repair this damage, which could total hundreds of dollars. 
You could be driving along the highway, and a vehicle on the road ahead flicks up a stone that cracks or chips your windscreen. With this extra, your insurer may provide you with a replacement hire car for a set period of time, if your car is written off. If your car is essential for your work commute or general lifestyle, this optional extra may be of benefit to you. Hire car services if your car is written off By not selecting this option, the repairer could be solely at your insurer’s discretion. Got a preferred car repairer you’ve always worked with? This optional extra gives you the ability to nominate your preferred repairer. Learn more about the optional extras offered by some of our providers Freedom to nominate your choice of repairer
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